EFISIENSI TEKNIS INDUSTRI BPR DI EKS KARESIDENAN PATI dengan Data Envelopment Analysis (DEA)
Abstract
Abstract
Finances sector, foremost banking industries have important role for economy
activities. Its role as Financial Intermediary connecting (lenders) or surplus unit to
(borrower) or deficit unit in economy. The unit mentioned is an investor in one side and
an entrepreneurs in other side.
Bank technique efficiency can be measured by counting ratio between banking
output and input. Data Envelopment Analysis (DEA) will count bank which use input
n to produce different output ?m.
The result of technique efficiency research BPR in Ex Karesidenan Pati using
data tabulation DEA-CRS Merger of BPR BKK in each Kabupaten is hoped to increase
efficiency rate in each BPR in Kabupaten Ex Karesidenan Pati. By merger, efficiency
value will increase if compared with BPR before they mergered.
Keywords: Data envelopment analysis (DEA), efficiency technique, intermediary bank
Abstraksi
Sektor keuangan, terutama industri perbankan, berperan sangat penting bagi
aktivitas perekonomian. Peranannya sebagai Financial Intermediary menghubungkan
antara unit surplus (lenders) kepada peminjam (borrower) atau unit defisist dalam
perekonomian. Unit tersebut adalah investor di satu pihak dan wirausahawan di lain
pihak.
Efisiensi teknis bank diukur dengan menghitung rasio antara output dan input perbankan. Data Envelopment Analysis (DEA) akan menghitung bank yang
menggunakan input n untuk menghasilkan output m yang berbeda.
Hasil penelitian efisiensi teknis BPR di eks karesidenan Pati dengan
menggunakan pengolahan data DEA-CRS, penjelasan bahwa secara teknis belum
seluruh BPR BKK di kabupaten dalam eks karesidenan Pati beroperasi secara efisien.
Merger atau penggabungan BPR BKK perkabupaten diharapkan dapat meningkatkan
efisiensi pada masing-masing BPR di kabupaten eks Karesidenan Pati. Melalui merger
nilai efisiensi akan meningkat bila diperbandingkan dengan BPR sebelum merger
Kata Kunci: Data envelopment analysis (DEA), efisiensi teknis, intermediary bank
DOI: https://doi.org/10.34001/jdeb.v4i2.73
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